MUNICIPAL POLICE OFFICERS'
RETIREMENT SYSTEM (MPORS)



MPORS provides retirement, disability and death benefits to municipal police officers employed by first- and second-class cities, and other cities that adopt the plan.

In a defined benefit plan, both the amount you contribute and your future benefit is known. Your benefit will be calculated using a formula based on your salary and years of service.

SUMMARY OF MPORS BENEFITS

Monthly Benefit Formula: 2.5% of FAC per year of service.

Final Average Compensation (FAC)*: Average final compensation for your last 36 consecutive months.

Required age and years of service to be eligible for a benefit:

  • 20 years, regardless of age.
  • Age 50 with 5 years of service

Vesting: 5 years

Guaranteed Annual Benefit Adjustment (GABA): After you have completed 12 full months of retirement, your benefit will increase by a maximum of 3% each January, inclusive of all other adjustments to your benefit.

Minimum Benefit Adjustment (non-GABA): If you were hired prior to July 1, 1997, your monthly retirement, disability or survivor's benefit may not be less than ½ the compensation of a newly confirmed officer in the city you were last employed.

* Final Average Compensation Capped: There is now a 110% cap on compensation considered as part of a member's final average compensation. This applies to members of all systems who are hired on or after July 1, 2013. Also, bonuses have been removed from the definition of compensation for all retirement systems effective for bonuses paid on or after July 1, 2013.

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