The VFCA is a statewide retirement and disability plan. All members are unpaid volunteers and the State of Montana is the only contributor to the plan. The VFCA provides pension, disability and survivorship benefits for all volunteer firefighters who are members of qualified volunteer fire companies in unincorporated areas, towns or villages. The VFCA also provides limited medical expenses for injuries incurred in the line of duty.

VFCA Summary of Benefits
Years of Service Required and/or Age Eligible for Benefit	Age 55 and 20 years of qualified service (full benefit). Age 60 and at least 10 years of qualified service (partial benefit).
Additional Retirement	After April 25, 2005, members that have greater than 20 years of service credit (with a maximum of 30 years) may receive additional benefits (maximum benefit $225). VFCA members retiring on or after July 1, 2011, will receive $7.50 per month for each additional year of credited service after 30 years. Only VFCA members retiring on or after July 1, 2011, qualify for this benefit. Restriction: A retiree's benefit will be capped at, or reduced to, $225 a month (30 years of credited service) if at any time the amortization period becomes greater than 20 years.
Vesting	10 years
Benefit	$7.50 per year of service.

VFCA Contribution Rates
State
5.0% of fire insurance premium taxes collected on certain fire risks.

MORE INFORMATION ABOUT VFCA

Member Handbook   This handbook contains valuable information. The pdf file is large and may take some time to download. Available in both readable and printable versions.

Training Records Retention Policy

Actuarial Valuation as of June 30, 2011. A list of assets, liabilities and other information relevant to the VFCA trust fund.

The VFCA is governed by the Montana Codes Annotated, Title 19, Chapter 17

Rule Notice   A notice for changes to MPERA Rules that may impact the VFCA.